NJ Sewer Relining – Sewer Repair Services
Need sewer repairs ? Call us any time at A1 Sewer & Drain Services.
Unmatchable Price & Service: 201-645-0888.
When it comes to sewer repairs and sewer replacement, there’s a big question on many Bergen County and Morris County homeowners’ minds: “Will my homeowner’s insurance cover the cost?” Unfortunately, there’s not always a simple or straightforward answer.
It can depend on your policy and coverage, and you may or may not be able to get your insurance to cover all or part of the cost.
While sewer backups can seem like a sudden, unpredictable, and catastrophic failure, serious problems with your sewer main line almost always result from years of gradual wear and tear. This can impact whether your policy covers the damage. Homeowner’s insurance may or may not also cover water damage from sewer backflow or other flooding that results from plumbing or sewer problems.
At A1 Sewer & Drain Services, we can work with you to determine what your insurance covers. We’ve worked with hundreds of local homeowners and businesses to provide fast, reliable sewer repair and sewer replacement, fixing the problem for years to come. To find out more, or for same-day service in as little as 45 minutes, call us any time at 201-645-0888.
Does My Homeowner’s Insurance Cover Sewer Repairs?
Homeowner’s insurance claims revolving around backflow from a broken sewer line are surprisingly common in NJ and elsewhere in the United States. 40% of US homeowners have filed a claim for water damage, and natural disasters like Hurricane Sandy are just a very small percentage of those claims. The overwhelming majority of water damage claims are caused by faulty plumbing, whether it’s flooding from a burst or leaking pipe, or sewer backflow from a clogged or broken sewer main line.
Many homeowner’s insurance policies will cover faulty plumbing to some extent, but your mileage may vary. Your sewer pipe may or may not fall under your home insurance policy’s coverage, so it’s good to find out ahead of time.
Factors That Can Impact Your Coverage
There are several factors that could impact whether or not your homeowner’s insurance will cover the cost of sewer repairs or sewer line replacement for a broken sewer pipe. Some of these factors can include:
- The location of the break. Using sewer camera inspection, NJ sewer plumbers can verify the exact location of the break in your sewer pipe. If the break is outside the “footprint” of your home’s foundation, your insurance policy may not cover the damage.
- Aging, wear, and tear. Homeowner’s insurance generally covers problems that can be traced to non-negligent damages, but this usually excludes general age-related deterioration. Most problem with sewer pipes stem from rust, corrosion, and other damage that occurs over time. Damage to an older sewer pipe might not be covered by insurance.
- Weathering. Weathering due to poor or nonexistent insulation can also damage your chances of getting sewer damage covered by home insurance.
Usually, homeowner’s insurance will cover the cost of sewer repairs, sewer replacement, and other services from NJ plumbers if the ultimate cause of the damage was poor workmanship and shoddy installation. If the break causes water damage, then that may also be covered.
Buying Extra Coverage for Sewer Pipe Repair & Replacement
If you’re concerned about the potential cost of sewer repairs or sewer replacement for a broken or burst sewer pipe, you may want to consider purchasing additional coverage. Many homeowner’s insurance companies offer additional policies for sewer and drain coverage, which usually average an additional $50-100 per year. Because this pales in comparison to the cost of sewer replacement or extensive sewer repairs for a broken sewer pipe, you may want to consider it.
Professional Sewer Repairs & Sewer Replacement in North NJ
At A1 Sewer & Drain Services, we provide sewer repairs, sewer replacement, and other services in Morris County, Bergen County, and beyond. If you have a broken sewer pipe or drain line, we can fix the problem quickly and affordably, helping you work with your insurance company to determine whether some or all of the services will be covered. We offer:
- Trenchless sewer repairs
- Sewer relining
- Pipe bursting
- Sewer installation & replacement
- Commercial Sewer & Drain Services
- And more
For fast, reliable service today, call us any time at A1 Sewer & Drain Services, at 201-645-0888.